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Ceremonial funeral plan

Our Ceremonial funeral plan is one of our most cost effective packages. The Ceremonial plan is for those who wish to cover a larger part of their funeral costs, reducing what is left to be paid for their loved ones.

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available from
£22.99
Price per month over 180 instalments with an initial deposit of £200
APR 5.9% (fixed interest) 12-month plans are interest-free
Attending to all necessary funeral arrangements
Funeral Directors Professional Services
Removal of the deceased to funeral directors premises nationwide, normal working hours
Preparation and care of the deceased prior to funeral
Transport of the deceased to a suitable resting place within mainland UK
Basic veneer coffin
Conductor and Pallbearers on the day of the funeral (4)
Confidential advice concerning bereavement counselling via the Funeral Director

What's included in the Ceremonial funeral plan

All the Funeral Directors costs are covered in this plan, and they will be there to guide and help your family on all aspects of the service and any other necessary aspects that need to be covered. However, the third party fees (Disbursements) are not covered. This plan is for those who wish to cover a larger part of their funeral costs, reducing what is left to be paid for your loved ones.

How can I pay for my funeral plan?

You can pay for your funeral plan in two different ways – either in one lump sum or over several years. By paying in one “lump sum”, all your funeral plan costs are covered. That’s it. Everything is paid for and you can relax in the knowledge that you’ll never have to make another contribution to your funeral.

Paying for your whole funeral plan up front is not something everyone can afford to do, which is why we’ve set up a system which allows customers to pay in instalments. You can also choose the period over which you’d like to make your payments: 1, 3, 5, 10, or 15 years.

It all depends on whether you want to get your charges out of the way as quickly as possible. No interest is charged on funeral plans which are purchased straight away or over a period of 1 year. If you pay for your plan over 3 years + then you will be charged interest at a flat rate of 5.9%.

To help you understand these charges, we’ve put together price tables for all our funeral plans (based on the recommended deposit of £200).

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installments per month
12months
36months
60months
120months
180months

Deposit£200

Interest£0

12 monthly payments
by standing order
£182.92

Total Payable£2395

Deposit£200

Interest£388.52

36 monthly payments
by standing order
£71.76

Total Payable£2783.52

Deposit£200

Interest£647.53

60 monthly payments
by standing order
£47.38

Total Payable£3042.53

Deposit£200

Interest£1295.05

120 monthly payments
by standing order
£39.08

Total Payable£3690.05

Deposit£200

Interest£1942.58

180 monthly payments
by standing order
£22.99

Total Payable£4337.58

one-off payment£2395
It's important to not overreach when you purchase a funeral plan. The Damsons team can examine your budget with you and help determine which type of package you can realistically afford.

Our other Funeral Plans